Investing 101 Part 1: Jamison and Rocky discuss what it takes to have an investor mindset, no matter your age or income. "I believe its critical that you should only invest in what you understand! If you can’t explain how your investment will generate cash flow to pay you back, then don’t invest in it. Should you just keep your money in savings rather than risk that you will lose it in an investment? After you have funded your rainy-day fund, you should look to invest excess cash so that those funds can build you wealth over the long term."